![]() ![]() Becoming prequalified for a home loan positions you to make a smart decision over an emotional one.īuying a home is a daunting decision. ![]() It’s not nearly as much fun as looking at houses. Homeowners are often afraid to become prequalified for a loan. In some areas, the amount you pay for taxes and insurance escrow can almost double your mortgage payment. It’s important to check out the costs of property insurance, taxes, homeowners association, and maintenance dues in your desired neighborhood. Of course, your mortgage won’t be your only financial responsibility. Here are a few sources where you can get a glimpse of your credit score. While there are no strategies to immediately improve your credit score, you are able to correct it by identifying its shortfalls, all in time to make a meaningful impact on your home purchase. Having the best credit score possible is advantageous when purchasing your home loan. Just enter in how much you can comfortably afford each month for a mortgage payment to get a glimpse of what your monthly payments would be if you bought today. You can do this using our mortgage calculator. You may also get in touch with us as we have plenty of mortgage bankers that are willing to help.Īfter you get an idea of housing costs in your desired area, it’s really important to determine how much you can actually afford. You can do a quick search of actual multiple listings service (MLS) in your area on a number of websites including the National Association of Realtors. Your first task is to look around at the kind of houses available in the neighborhood you’re interested in. Where do you start? What’s the process like? Am I really ready to do and own this thing? Here are 5 quick points that will help you through the process of making the biggest single investment of your life. The thought of writing another check that’s not going towards your financial future is too much. When he’s not reading bedtime stories and watching Disney movies with his kids, Tim enjoys spending time outdoors fishing and hunting.ĥ Things to Consider When You’re a First-Time Homebuyer.He describes his proudest moment as the birth of his two children and marrying his wife, Lana.Tim embraces state-of-the-art technology and instant accessibility to ensure his clients are getting the best possible service available to them.He joined Sente in April of 2013 and says his top priority is communication and building relationships with outstanding customer service.Tim received his Bachelor’s Degree in Business from Sam Houston State University and began his career in the banking industry.Tim is dedicated to customer satisfaction, and considers his customer service to be unparalleled in the industry. Tim began his career in banking shortly after graduating from college and joined Sente in 2013 after years in the banking industry. “Though no one can go back and make a brand new start, anyone can start from now and make a brand new ending.” -Carl Bard
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |